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Keep the rewards cards you already use.
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Connect the cards you already use. Certa automatically pays with whichever one creates the most value for every purchase.
9:41● ●●
HFor this purchase
Restaurant$42.60 · Dining
Best card
Dining card3× points on dining
Expected value$2.54
Better than next+$0.83
Value found this month+$31.48
How it works
One wallet. Every card. Always the right one.
Connect the cards you already use. Certa understands the purchase and automatically pays with the card that creates the most value.
3×
4×Best
2%
Certa understands the purchase
It evaluates the transaction and the cards in your wallet.
+$
Certa routes the payment
The best card is selected automatically.
One tap. Certa handles the rest.
Pay once.
Certa makes the choice.
Certa reads the purchase context, compares the cards you already own, and routes the payment to the option that creates the most value.
PURCHASE$84.00Dining
Certacompares your walletPAYMENT ROUTED
Dining card3× dining · 1.8¢ / point
$4.54Value on this purchase+$2.02 vs. next best
Your cards. One wallet.
Keep the cards you love. Certa chooses the right one every time.
- ✓Keep your existing cards
- ✓Keep earning their rewards
- ✓Stop thinking about which one to use
Clear by design
Simple when you pay.
Clear when you want to know why.
Certa keeps every payment decision explainable, so you can always see why a card was selected.
WHY THIS CARD?Dining card
$4.54Dining reward rate3×
Your point value1.8¢
Purchase amount$84.00
Estimated reward value$4.54
Based on the information available for this purchase. Estimates can change when card terms, offers or account data change.
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